Share Description
Using case studies from China and South Africa, this course discusses fintech regulation in emerging markets. The course focuses on the socioeconomic environment in emerging markets, as well as political risk, which is a major source of uncertainty for fintech entrepreneurs. Peer-to-peer lending and remittances are cited as leading examples of emerging market fintech innovation.
Syllabus :
1. Financial Crises
- The Contributing Factors
- The Outcome
- The American Dream
- Securitization of Mortgages
- The Crises Erupts
- The Crisis Continues
- Bank Balance Sheets
- Mechanisms of Mortgage Securitization
- Mechanisms Behind Contagion Channels
- Basel III - Liquidity Regulation and Leverage Ratios
2. Post-crisis regulations
- Stock Market Crash
- Banking Crisis
- Emergency Measures
- Commercial Bank Structures
- Federal Reserve System
- Regulation Q and Shadow Banking
- Two Main Modes of the Financial System
- Capital Regulation
- Risk-weighted Assets
- The Bretton Woods Agreement
- The Bretton Woods Design Flaw
3. Fintech regulation in emerging markets
- How Regulation in Emerging Markets Differ
- Fintech regulation in the US - Responsible innovation
- Initial Coin Offerings (ICOs)
- Initial Coin Offering Regulation
- Smart Contracts and Law
- Fintech Regulation in China: Market for Cryptocurrencies
- Fintech Regulation in China: ICOs and P2P Lending
- Fintech in China: Interview with Michael Wong
- Fintech Regulation in Brazil
- Fintech Regulation in South Africa
- Fintech in South Africa: Interview with Arif Ismail
4. Rise in Fintech Companies
- Peer-to-Peer Lending
- Peer-to-Peer Models
- Remittances
- Zoona: Expanding Financial Services in Africa
- Payment Services - Yoco
- Blockchain and Banks - Naomi Snyman
- Blockchain and Banks - Stuart van der Veen and Aatish Ramkaran
- ICOs, Blockchain and Banks - Farzam Ehsani
- Fintech for Financial Freedom - StokFella
- Fintech for Impact - The SunExchange
- Impact Investing - Aunnie Patton Power
